"摩根大通試圖和解政府調查"

根據消息來源指出，摩根大通集團正在談關於聯邦和州貸款調查的和解，估計和解金為110億美金。跟美國司法部、證券交易委員會、美國住宅暨都市發展部以及紐約州檢察長的談判正在進行，據報總金額包含了70億美金現金和給消費者的40億美金。

超過12個調查已經向全球公開了，其中包含位於加州的司法部的調查，總結了摩根大通「因賣次級房貸債券而違反了證券法」。美國司法部的律師和其他州的政府已經調查了摩根大通的抵押貸款債券法律責任。他們也已經審視了兩間摩根大通於金融危機時併購的公司──貝爾斯登公司和華盛頓互惠。

這間銀行就資產而論可說是美國最大間的銀行，去年淨收213億美元，而今年的利潤估計會更高。整體來說，它的淨值估計有2090億美元，股價這禮拜上揚了2.7%。這間銀行的財務總監說雖然銀行本月在許多類型的借貸中表現較佳，但法務方面的費用讓他們無法提升收益。

(Business) JP Morgan Seeks To Settle Government Probes

According to sources, JPMorgan Chase Co. is in talks to settle federal and state mortgage probes estimated at $11 billion. Talks with the US Department of Justice, the Securities and Exchange Commission, the US Department of Housing and Urban Development and the New York State Attorney General are currently underway, but it is reported that the sum includes $7 billion in cash and $4 billion for consumers.

More than a dozen probes have been disclosed globally, including an investigation from the US Department of Justice in California that concluded JPMorgan violated securities laws in selling subprime mortgage bonds. US Department of Justice lawyers, along with other state authorities, have been investigating JPMorgans liability for mortgage securities. They have also been looking into two companies that JPMorgan acquired during the financial crisis V Bear Stearns and Washington Mutual.

The bank, arguably the biggest in the US in terms of assets, reported a net income of 21.3 billion last year and profits this year are estimated to be higher. Overall, its net worth is estimated to be $209 billion, with its shares up 2.7 percent within this week. The banks chief financial officer stated that although the bank is performing better on many types of loans this month, legal fees will prevent them from boosting profits.

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