"高學貸壓垮新世代"

全台辦理學貸的學生人數已高達九十萬人以上。許多剛進入社會的年輕人不敢談理想。光是高達四、五十萬的學貸，就不知要工作多久才還得清。如果一個月還只領不到25K，人生根本沒有未來可言。

扣掉了生活費還有學貸，每個月再寄錢回家貼補家用，遠離家鄉到台北工作的外地社會新鮮人，每個人都幾乎是月光族。連儲蓄都沒有錢了，更遑論有什麼閒錢投資。在這樣的經濟壓力下，年輕人又如何看得到未來？

最近又有許多學校蘊釀要調漲學費，無疑會增加廣大學貸家庭與學生的負擔。許多學校教學環境與品質十分低劣，學生與家長應慎選風評好的學校就讀，以免畢業後等於失業的保證。若再加上沉重的學貸，那才真的是得不償失。

(Education) Heavy Student Loan Debts Weighing Down New Generation

The number of students in Taiwan carrying student loan debt has surpassed 900,000. Many of those young people who have recently entered the workforce do not dare to think about their own aspirations. With their student loan debt amounting to a staggering NT$400,000 to NT$500,000, they have no idea how long it will be before they can pay off their debt. If they earn less than NT$25,000 a month, it is safe to say they have no future.

For those fresh graduates who left their hometown to work in Taipei, it is almost impossible for them to save money for if you subtract living expenses and student loan payments from their monthly income, there is hardly any money left. They can barely make ends meet, let alone make investments. Having to face such high financial burdens, it is not surprising that young people are pessimistic about the future.

Recently, many schools have been gearing up to raise school fees, which will inevitably add to the financial burden of the large number of families and students straddled with student loan debt. Since the learning environment and quality of teaching at many schools are appalling, students and parents should select schools carefully, only taking prestigious schools into consideration, to avoid facing unemployment horror upon graduation, which could be made even worse if they are burdened with heavy student loan debt.

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